You can customize your Hagerty policy based on your specific needs and involvement in the hobby by adding additional coverage for:
Spare Parts
Hagerty’s Spare Parts coverage can keep your spare parts covered for a low premium and no hassle.
Protect your classic’s spare parts on the same policy as your car, with the same great coverage, service and knowledgeable claims handling that you expect from Hagerty, with Hagerty’s Spare Parts coverage.
Hagerty’s classic auto policy includes $750 of comprehensive (other-than-collision) coverage for spare parts for the vehicle covered on the policy. If you need more than the $750 worth of coverage included in the basic policy, you can increase the limit of coverage for an extra premium.
Easy and affordable coverage
We also offer coverage for all your collector vehicle spare parts – even if they are intended for a vehicle that isn't covered on your Hagerty policy. And it’s affordable, with annual premiums that begin at just $19* and $0 deductible on most losses.
Automotive Tools
Hagerty’s Automotive Tools coverage is an easy and affordable addition to any existing Hagerty policy.
Protect the tools you use to maintain your classic on the same policy as your car, with the same great service and knowledgeable claims handling that you expect from Hagerty.
Great coverage for a great price
Any personal tools used to maintain or restore collector vehicles — including tool boxes, storage cabinets and accessories — are eligible. And it’s affordable, with annual premiums that begin at just $28*.
Automobilia
Protect your automotive collectibles on the same policy as your classic car with Hagerty’s Automobilia coverage. It offers better coverage than a standard homeowners policy.
Protect your valuable automotive collectibles on the same policy as your classic car and get the same great service and knowledgeable claims handling you expect from Hagerty.
Better coverage for less
Hagerty offers better coverage than a standard homeowners policy, because we understand what it takes to protect valuable automotive collectibles. Plus, it’s affordable, with annual premiums that begin at just $12* and $0 deductible on most losses.
What’s covered?
Any historic or collectible item linked with motor vehicles is eligible, including:
If your vehicle is sometimes used in photos shoots, commercials or weddings, Hagerty’s Business Use coverage provides protection.
Coverage may be extended for an event lasting up to 72 hours, and the rate is 20 percent of the vehicle’s annual premium, with a minimum of $50 per event.*
Coverage is available for:
Hagerty’s Vehicle Under Construction coverage provides automatic value increases and access to a flatbed towing service for trips to the shop.
If you’re restoring or building a car, Hagerty’s Vehicle Under Construction (VUC) coverage costs just $20* and offers an easy way to ensure the best protection for your car. A simple addition to an existing Hagerty policy, VUC coverage includes:
Quarterly value increases
The value of your car will be raised automatically by 10% a quarter up to a maximum increase of $25,000 per year. No phone call necessary.
Added coverage for tools
Restoration is a tool-intensive time in any garage. With your Vehicle Under Construction coverage you will receive $750 of coverage for your automotive tools.
Access to convenience towing
Coverage includes a dedicated toll-free number for access to a dispatch center staffed with specialists trained in the specific needs of collector vehicles. They handle the details; all you handle is the payment.
Traveling Collectors
Hagerty’s Traveling Collector coverage provides extra insurance for collectors whose vehicles are frequently on the road.
If you’re an active collector and you and your vehicles are frequently on the road, Hagerty’s Traveling Collector coverage provides easy and affordable protection. Coverage is just $25* and includes:
Trip interruption coverage**
In the event of a covered accident while traveling with your collector vehicle, you can recover up to $1,500 for the use of a rental vehicle, repayment of lost event expenses (tickets, fees, etc.) and lodging required during repairs.
Coverage for parts, tools and personal effects
Traveling Collector coverage adds $750 to your current coverage for spare parts, $750 for automotive tools and $250 for personal effects.
Accidental death coverage***
With our Traveling Collector coverage, you get accidental death coverage of $10,000 per accident, $500 of which can cover a family pet. There are no pre-trip notification requirements. You can just pack and go, confident that you’re covered.
Surety Bonds
Hagerty can provide bonds for a variety of situations.
If you need a surety bond, Hagerty can help. Depending on your needs, we can provide a variety of bonds, including:
Lost or defective title bonds
This bond is commonly requested by the state Department of Motor Vehicles or Secretary of State to protect against a loss that could result from the re-issuance of a duplicate title.
Spare Parts
Hagerty’s Spare Parts coverage can keep your spare parts covered for a low premium and no hassle.
Protect your classic’s spare parts on the same policy as your car, with the same great coverage, service and knowledgeable claims handling that you expect from Hagerty, with Hagerty’s Spare Parts coverage.
Hagerty’s classic auto policy includes $750 of comprehensive (other-than-collision) coverage for spare parts for the vehicle covered on the policy. If you need more than the $750 worth of coverage included in the basic policy, you can increase the limit of coverage for an extra premium.
Easy and affordable coverage
We also offer coverage for all your collector vehicle spare parts – even if they are intended for a vehicle that isn't covered on your Hagerty policy. And it’s affordable, with annual premiums that begin at just $19* and $0 deductible on most losses.
Automotive Tools
Hagerty’s Automotive Tools coverage is an easy and affordable addition to any existing Hagerty policy.
Protect the tools you use to maintain your classic on the same policy as your car, with the same great service and knowledgeable claims handling that you expect from Hagerty.
Great coverage for a great price
Any personal tools used to maintain or restore collector vehicles — including tool boxes, storage cabinets and accessories — are eligible. And it’s affordable, with annual premiums that begin at just $28*.
Automobilia
Protect your automotive collectibles on the same policy as your classic car with Hagerty’s Automobilia coverage. It offers better coverage than a standard homeowners policy.
Protect your valuable automotive collectibles on the same policy as your classic car and get the same great service and knowledgeable claims handling you expect from Hagerty.
Better coverage for less
Hagerty offers better coverage than a standard homeowners policy, because we understand what it takes to protect valuable automotive collectibles. Plus, it’s affordable, with annual premiums that begin at just $12* and $0 deductible on most losses.
What’s covered?
Any historic or collectible item linked with motor vehicles is eligible, including:
- Petroliana (gas pumps, station displays)
- Model cars & other toys
- License plates
- Posters and signs
- Paintings and prints
- Hood ornaments
- Automotive literature
- Tractor memorabilia
- Farm implements
- Militaria (excluding guns)
- Diner memorabilia (soda shop signs, diner displays)
- Barber shop memorabilia (barber poles, signs)
If your vehicle is sometimes used in photos shoots, commercials or weddings, Hagerty’s Business Use coverage provides protection.
Coverage may be extended for an event lasting up to 72 hours, and the rate is 20 percent of the vehicle’s annual premium, with a minimum of $50 per event.*
Coverage is available for:
- Photo shoots
- Movies or TV commercials
- Small business promotions
- Weddings
Hagerty’s Vehicle Under Construction coverage provides automatic value increases and access to a flatbed towing service for trips to the shop.
If you’re restoring or building a car, Hagerty’s Vehicle Under Construction (VUC) coverage costs just $20* and offers an easy way to ensure the best protection for your car. A simple addition to an existing Hagerty policy, VUC coverage includes:
Quarterly value increases
The value of your car will be raised automatically by 10% a quarter up to a maximum increase of $25,000 per year. No phone call necessary.
Added coverage for tools
Restoration is a tool-intensive time in any garage. With your Vehicle Under Construction coverage you will receive $750 of coverage for your automotive tools.
Access to convenience towing
Coverage includes a dedicated toll-free number for access to a dispatch center staffed with specialists trained in the specific needs of collector vehicles. They handle the details; all you handle is the payment.
Traveling Collectors
Hagerty’s Traveling Collector coverage provides extra insurance for collectors whose vehicles are frequently on the road.
If you’re an active collector and you and your vehicles are frequently on the road, Hagerty’s Traveling Collector coverage provides easy and affordable protection. Coverage is just $25* and includes:
Trip interruption coverage**
In the event of a covered accident while traveling with your collector vehicle, you can recover up to $1,500 for the use of a rental vehicle, repayment of lost event expenses (tickets, fees, etc.) and lodging required during repairs.
Coverage for parts, tools and personal effects
Traveling Collector coverage adds $750 to your current coverage for spare parts, $750 for automotive tools and $250 for personal effects.
Accidental death coverage***
With our Traveling Collector coverage, you get accidental death coverage of $10,000 per accident, $500 of which can cover a family pet. There are no pre-trip notification requirements. You can just pack and go, confident that you’re covered.
Surety Bonds
Hagerty can provide bonds for a variety of situations.
If you need a surety bond, Hagerty can help. Depending on your needs, we can provide a variety of bonds, including:
Lost or defective title bonds
This bond is commonly requested by the state Department of Motor Vehicles or Secretary of State to protect against a loss that could result from the re-issuance of a duplicate title.
